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TRAVERSE CITY — Plans to loop a trail around the Boardman Lake in Traverse City hit another twist when bids for the first stretch proved unworkable.

TRAVERSE CITY — Drilling is a sign that Traverse City's West Front Street parking ramp is moving from wish-list item to solid concept.

In a perfect world, the largest expenses in retirement would be for fun things like travel and entertainment. In the real world, retiree health-care costs can take an unconscionably big bite out of savings. A 65-year-old couple retiring this year will need $275,000 to cover health-care costs throughout retirement, Fidelity Investments said in its annual cost estimate, out Thursday.