Stock markets are down this year between 10% and 15% across the globe. From their recent highs set in 2015, the drop has been an even larger 15% to 30%. Now is a good time to talk battle plans for handling this type of investment volatility.

More goes into planning for and sustaining a retirement than meets the eye. On the surface lies plenty of generic advice from the financial planning industry. Yet, beneath the surface are a slew of assumptions about a largely unknown future. To understand how to manage your sustainable retir…

There is yet another financial planning deadline looming on the horizon. Congress was nice this time as this newest deadline occurs when the snow melts by April 30, 2016. Nonetheless, time seems to move at an accelerated pace and May will be here before you know it. For that very reason, pla…

The recently released gross domestic product report came out last week, along with the revisions to previous calculations stretching back over the past four years. I always find these revisions interesting, in the sense that it highlights the futility to reading into the markets’ reaction to…

The two main factions of Islam probably have confounded most in the West. Most people tend to have glazed eyes as they watch or listen to the news. As a former teacher of world religions, I found it necessary to understand the difference between the Shia Muslim and the Sunni Muslim factions.…

In the decision on same-sex marriage (Obergefell, et al. v Hodges, et al.) which was decided on June 26, 2015, Michigan, Kentucky, Ohio and Tennessee defined marriage as a union between one man and one woman. The petitioners, 14 same-sex couples and two men whose same-sex partners are deceas…

Given that I’ve been declared the world’s hardest person to shop for, my family finally threw in the towel this year and gave themselves an ice cream maker for my birthday!

Over the past decade, I admit I have had a love/hate relationship with Ben Bernanke. This was not more evident than it was a few weeks ago when I had the opportunity to hear Ben speak.

There is a certain nuttiness in markets today when one sees a story like this. The idea that we have now entered a world where a government can issue a 10-year bond paying less than zero interest points to a distortion that warrants skepticism. How else should it be interpreted?

Don’t get me wrong. For practical reasons, I like dividends and share buybacks as much as the next guy. Yet, I do wonder if many publicly-traded companies are appealing to investors’ growing appetite for income at the expense of the longer-term health of their businesses.

Q: I have a business with only one employee. That’s me. Now that it is tax season and things are going well, I am interested in saving money and saving on taxes at the same time. What are my options, other than a regular IRA?

The turning of the calendar is a good time for reflection. Since many in my industry are addicted to displaying faux confidence, let me change things up by discussing a few things I don't know.

With the holidays, I’m getting back to my long neglected blog. What follows is a somewhat revised version of a blog I submitted several years ago. Happy Holidays to all and I look forward to sharing my ongoing life in the villages of the Luberon area of the Department of Vaucluse, in Souther…

The thing I didn't expect about a bomb scare at an airport was that it would be so b-o-r-i-n-g. Arriving at Luton Airport outside London, the bus pulled up just as people were streaming out of the terminal. They kept coming ... and coming ... and then the driver said, "Looks like they're eva…

Q: My spouse and I created two living trusts, one for me and one for my husband, when we had some estate planning work done years ago. Of course, like others we know, we didn’t do a great job of funding our trusts. Our house is owned by one of our trusts, but many of our financial accounts a…

All of the preliminary work had been done, from decisions, to filings, to training. However, up to this point not a lot of money had been invested and I suppose I could have changed my mind without much loss. But now was the time to invest in the equipment I would need.

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