Hope for rubels
The Russian-Ukrainian conflict may have an attractive flip-side to us Americans. If you want to get stolen credit card numbers to enable some local identity theft, Ukraine is your internet shopping mall. But since Ukrainian currency is the ruble (which isn’t recognized as currency anywhere but in Russian countries), a purchaser of stolen credit card numbers must use Western Union to pay the Ukrainian supplier.
The media has alluded that Ukraine favors western trade policies and would prefer to be included in the European Union, rather than stay Russian. If they were to join the European Union their currency could be changed to the Euro — which, conveniently, is accepted worldwide. Western Union also has enacted more stringent rules related to their ‘no-questions-asked’ policy of transferring money from anyone to anyone.
Identity theft has been raised to the No. 1 most problematic crime in America. We all fear that it’s only a matter of time before we’re victimized. Human rights aside, I will somehow feel a tiny bit safer if Putin gets his way — and certain Ukrainians continue to be stuck with rubles when attempting to do international business.
StrokeStyle/$ID/SolidWhy like the old plan
I hear people bashing the Affordable Care Act and wonder why they like the old plan better.
The ACA covers preventive screenings like blood pressure, diabetes and cancer screenings free of charge without co-pay or deductible and stops insurance companies from canceling coverage when you get sick and need it most. It removes annual and lifetime caps on benefits so treatments are covered.
The ACA requires 80 percent of premiums to go for actual medical care or you get a rebate. It gives tax credits to individuals/small businesses so they can afford to offer quality health care for employees, prevents insurance companies from charging women more than men, prevents insurance companies from overcharging those who most need care and prevents companies from denying coverage to people with pre-existing conditions.
It creates state-based marketplaces where people can compare and shop for insurance. Young adults can stay on their parents’ insurance until age 26. It helps seniors save money on their medications. Seniors and people with disabilities on Medicare saved over $8.9 billion so far on prescription drugs. The “donut hole” will be closed by 2020. It increases penalties for Medicare fraud and abuse recovering $19.2 billion over the last five years.
Beverly “BJ” Christensen